Contractor Mortgage Service

Contractor Mortgage Service

Mortgage Broker in Friern Barnet, North London, N11 3HN

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About the Business

Established in early 2016 by Ken James the team at CMS have over 30 year's worth of financial services experience.

Ken is a qualified Mortgage and Protection advisor having worked in the financial services industry since 1996 and has a substantial amount of knowledge in both the mortgage and Protection arena.

At CMS (Contractor Mortgage Services) we specialise in helping customers from all types of employment find the right mortgage and protection products to meet their individual needs. We take pride in tailoring our service to each customer no matter whether they are Contractors, Self employed or Employed clients.

So whether you are a first time buyer, moving house, buying an investment property or just want to review your current mortgage or protection needs Ken and the team at CMS will be on hand to guide you through the maze of options and steer you in the right direction.
Business Services
Contractor Mortgages

Contractor Mortgages

As a contractor there are many mortgages available to you and a growing number of Lenders willing to lend based upon your contract.

So what are the barriers that get in the way of you the Contractor and a mortgage?

  • Lender's staff who don’t understand how contractors pay themselves and do not understand that the lending can be assessed on the day rate.
  • The misconception that all lenders require you to have been contracting for two years before applying for a mortgage.
  • The Mortgage broker who does not specialise with Contractors misunderstanding criteria adding more confusion to the underwriting process.

What makes us different?

At CMS we have been working with and securing mortgages for contractors for years. As a result we have built up a relationship with the lenders and underwriters because we understand the challenges you face and we know how to overcome them.

Location & Hours

13 The Crescent

Friern Barnet, N11 3HN
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