Primary Financial Solutions

Investments:

Interest rates on your bank or building society savings are still very low, often below the rate of inflation. Over the years, then, the things you want to buy are getting more expensive but your savings may not be making enough to keep up with the cost of buying them. So, to make real growth over the longer term, you need to invest some of your money into plans that have the ability to perform better than inflation. As well as the potential for stronger growth, you also need to ensure that you are taking advantage of the tax-free and tax-efficient allowances that are available to you. Proper investment planning really just means that your money can work harder, and last longer, for you.

Pensions:

Statistically, we are all going to be living longer and, hopefully, healthier. That means more years in retirement and that, in turn, means we are going to need more money to allow us to enjoy those retirement years. Pension planning can be confusing and complex, but the need to plan properly is a growing concern to most people. Checking that your current personal pensions are working effectively for you is something best done now, rather than waiting until it is possibly too late. Transferring to a new scheme, if that is appropriate, and regular reviews to ensure you stay on track, could make the difference between just getting by or having a more comfortable retirement.

First Time Buyers:

Buying your first home can be a time of excitement and celebration, but it’s also an experience that many people find daunting and with so many first time mortgages out there it can be difficult to know where to start.

At Primary FS, we understand first time mortgages and the Lenders that specialise in these. We will provide you with a dedicated case handler who will liaise with yourselves, the Lender and even your Solicitors ensuring smooth transition from the moment your offer is accepted to the moment the keys are in your hand. With years of experience in helping people own their first home, Primary FS will give you all the guidance and reassurance you need to get you on the first step of the ladder.