S J Financial Solutions

S J Financial Solutions

Mortgage Broker in Birmingham, West Midlands, B17 9QG

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About the Business

We provide guidance and expert advice to clients on all aspects of mortgage and protection using a wealth of extensive experience to offer you the most suitable products for your individual needs. Looking to buy your first home and need a friendly advisor to help you to cut through the financial jargon?

Want to ensure that in the event of your death or the diagnosis of a critical or debilitating illness your family does not suffer financially? Perhaps you are a landlord with a portfolio of properties looking for financial guidance? Whatever your situation, SJ Financial Solutions can help.

Our team benefits from having years of experience in banks and buildings societies between us. We have worked with huge household names such as Halifax, Santander and Lloyds as well as smaller companies like Brittania Building Society, West Bromwich Building Society and the Coventry. Not only does this ensure that we know the ins and outs of how lenders work and their expectations of applicants, but it also means we have some built up some great contacts who are willing to listen and negotiate.

There may be a fee for mortgage advice. The amount will depend upon your circumstances but we estimate it will range from £150 to £500. Our typical fee is £250.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Financial Services Register No: 461363 - SJ Financial Solutions is a trading name of SJ Mortgage Solutions Ltd. SJ Mortgage Solutions Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited.

Business Services
Private Medical Insurance

Private Medical Insurance

Health insurance is designed to ensure that if you need medical treatment in future, you won’t need to worry about NHS waiting lists or paying for the cost of the treatment. It’s designed to get you diagnosed and treated quickly, and will offer you a prompt referral to a consultant and admission to a private hospital at a time and place that is convenient for you.
Business Protection Insurance

Business Protection Insurance

You want to know that, if anything were to go wrong, you, and your business will be protected. That’s where we can help.
Personal Protection Insurance

Personal Protection Insurance

Unfortunately, life can sometimes be tough. The chances are high that you know someone who has suffered from a life changing illness, how would you cope financially if this were you? Here at SJ Financial Solutions, we will not only help you to find the best possible mortgage, but we will also ensure that we protect it.
Buy To Let Mortgages

Buy To Let Mortgages

Not only is it important to ensure you get a competitive interest rate, there are many others things to consider. Such rental yield, type of tenant the property will attract, the location and if you manage the property yourself as well as legal requirements such as Gas Safety certificate and landlords insurance.
Remortgage

Remortgage

It may well be that your current lender is unable to offer the most competitive rate of interest, but you’re struggling to find the time to look around for a better deal. That’s where our team of advisors can help.
Purchase Mortgages

Purchase Mortgages

Your personal advisor will review your information and discuss with you the options that are available to you as well as giving you a realistic idea of what you are comfortably able to afford and the costs involved.
First-Time Buyer Mortgages

First-Time Buyer Mortgages

Here at SJ Financial Solutions, our team of mortgage advisors will guide you through the maze of mortgage terminology, as well as helping with the house-buying process.
Insurance Advice

Insurance Advice

Unfortunately, life can sometimes be tough. The chances are high that you know someone who has suffered from a life changing illness, how would you cope financially if this were you? Here at SJ Financial Solutions, we will not only help you to find the best possible mortgage, but we will also ensure that we protect it.
Mortgage Advice

Mortgage Advice

Here at SJ Financial Solutions, our team of mortgage advisors will guide you through the maze of mortgage terminology, as well as helping with the house-buying process.
Persons

Stuart Mosley - Managing Director

Birmingham, West Midlands Website

I have accumulated vast experience within a range of financial organisations including large national banks and small mortgage brokers. I set up SJ Financial Solutions to combine the expertise gained in these two markets, offering a superior and friendly service.

I have a team of advisors who can advise you on buying your first home, getting a better deal on your current mortgage, or exploring the buy-to-let or commercial markets. Even if you only want to know what you can borrow, how much it will cost and can you get a mortgage. It could be your circumstances have changed or you have quit smoking, it may mean you need your protection products reviewing to ensure you have cover for exactly what concerns you have.

Location & Hours

185-187 High St

Birmingham, B17 9QG
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